Prestige Financial uses debt collection techniques that are harassing and illegal per the Fair Debt Collections Practices Act. Currently in a very bad divorce, I have found myself living paycheck to paycheck and was late two months in a row by at the most 5 days each. The third month, they started calling several days before the due date to "make sure I was going to make the payment." Here's the thing. It is my ex's car - everything is in his name including the loan, insurance, and registration - and I only drive it while the divorce orders are still in limbo. I tried to get it refinanced but severly upside down in loan so asked ex to come get car, and I would try for new one out there. He refused so still in possession. Now 10 days late (what company honestly wants to repossess a car after only 10 days c/mon) and Prestige is calling me directly despite me explaining that legally they cannot talk to me about the loan since I am not on it and am legally seperated from the loan signer. The man on the phone who called himself "Ryan" screamed at me and said he didnt care and he wanted to know where I lived. Yes, not the address where the car was but where I actually lived. I dont know this man and it frightened me especially being a young single mom. I told him that he had to talk to the ex about it since I couldnt speak with him on the matter. I also gave him my attorney's name and number but he continued to rant and rave and then told me he was calling the local authorities so they could come after me. Ive been in a bankruptcy years back and know he cannot threaten to have me arrested for a debt especially one that isnt mine.in all, just be careful when dealing with this company. I just dont how people likes this can live with themself or how companies that support this stay in business.
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