I don't know that this is just my bank because I hear it happening all over the United States, but I went to deposit money after visiting my account online and was told (in person) that I had 6 overdraft fees totaling $210!
After trying to compose myself I was told that all the card authorizations I had used a week ago came across all in one day - a week later! These had all been sitting in a "pending" status for a week?!
A payment I had made just one day prior via check had gone thru as an electronic check which they had never done before. Keep in mind this is yet another bank! So not only was I not informed of the electronic check but US Bank waited a week for all to be deposited.
Lesson learned here after paying the price of $210 - do not ever use any bank for any financial transactions unless you ask a million questions. They will never be willing to tell you! Why do banks constantly look for ways to charge the $35 to your account whether you are over by. 01 or $100? Banking institutions should be called "Robbers!" They "rob" the average consumer more than a burglary and get away with it!
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