This company advertises they will monitor your credit and report to you if any negative information is posted. I have been a customer for several years and have never received any negative information from this company. Every quarter I have received a statement from them that there has been no negative information posted to my credit report since the last report. When I went to get financing for a new vehicle recently I learned that over the past twelve months my fico score has dropped by more than 150 points and I have had six late pays, one ninety plus days, added to my credit report in the last year.
TRW Credentials, Credentials Services International, Inc., or PrivacyGuard.com will leave you with a false sense of security by promising to keep you up to date on what's going on with your credit report and then not following through and leaving thinking your credit is fine.
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