I applied for a loan with Apex Lending Group (3 S. Frederick St. Suite #800, Baltimore, MD 21202). On 6/5/09 I was contacted by Phylis Young, via my cell phone she email me a contract on 6/12/09 of my approval for a $315,000 loan, I was to fax it to her office ASAP. Once I faxed in the form I contacted Phylis Young by phone and informed her that I had faxed the form, and that I had the collateral payment of $31,500. I then spoke with a Phylis Young who stated that the loan payment would be deposited into my account in the morning on 6/15/09. I then contacted the company and spoke with accounting a female, at which time she transferred me to her supervisor, Michael. Michael informed me that I would have to pay the policy premium of $24,000 because I applied for other loans and they were concerned that I would not repay their loan. Michael said he could reduce my policy premium to $12,000. I exclaimed i didnt have the funds and if he could add it to the loan he said no. I called later saying i could round up the funds but i could get half if i liquidated my ira he said hell see what he can do and he wll get this money back in 5 to 7 days it just a bank requirement On 6/19/09 at 10:16am I sent 3 separate amounts $2,200 to Webster Thomes, $2,600 to Kenita Tully and $1,200 to Rose Newman through Western Union. Jonathan the stated that the loan amount of 315,000 would be in my account in about an hour.
After waiting a little over an hour I then called back at which time Michael told me that since it is the weekend it will be sent on monday On monday 6/22/09 I the made numerous attempts over a span of several hours to contact Apex Lending Group by phone. I continued to get a recording that stated Good Bye."
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