Complaint / review text:
I recieved a letter in the mail addressed to me from Cardmember Services from Fargo ND. It stated that the terms of the aggreement referring to the card # ending in 0899 giving only those #'s were being changed. I have no credit cards at all, only a debit so I am sure something is wrong.
They had no phone #, saying I could call the # on the back of the card I do not have. They say I must reply in writing to dispute these changes. If I do not reply will that constitute acceptance of a card with really bad rates and most likely an yearly rates that I would owe immediately?
What can and should I do about this? Is this type of thing legal?
Thank anyone with advice very much in advance. I really would appreciate more knowledge than what I now have.
I found this site by putting the Fargo address into Google, so I am hopeful for info.