Received a letter offering 0 % interest for one year on balance transfers. Received the card in the mail and was called by Fleet to activate it. I asked why the credit limit was so low, and she said she couldnt anaswer the question unless I activated the card. I said go ahead. She said I only have a 3,000 limit. I told her that was ridiculous, my credit is A1 with a rating over 725. Then said please take note of your balance transer interest rate-its 8.8%. Asked what happened to the zero percent and she said that offer was for last month. I said, fine, cancel the card. She cant do that-need to call customer service.
After five attempts, hung up on once, got through and cancelled. Warning to anyone receving their offer-its only good for the month they send it in and gues what, you will never get approved in the same month you apply in. Its called mis-representation
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