WTS Bank has an ad on the internet saying that they will give you a credit card with minimum reequirements such as having a checking account.
The ad completely mislead the reader, because what they really offer is a transfer of money service not a credit card service.
They charged to my checking account $49.95 for a membership. The membership fee is only to enter to a website. I applied on 04/19/03. On 05/08/03 I called them at 1-800-717-7476 to ask for a refund. They said that no refund would be honor due to a misunderstanding.
WTS banking become richer by ripping-off people.
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