Well again a notice raisng interest rates on my 2nd chase wamu card! I had 2 wamu card last november they tried this crap and i opted out closed account paid off balance! Now 4 months ago i bought a new home sold my onld one! I paid off all my credit card debt and my car too totalling 19,000 and the house i bought was bigger better and i owe over 40,000 less than i did on my old house! Basically in febuary i paid off 19,000 dollars in debt and i also reduced my totale debt house/car/creditcards etc by 59,000 dollars!
Since them my credit which was very good already 718 climbed up to 744 fico!!! Also I have never ever been late on this or any other credit or debt payment not even a day late ever! I have no derogatories on my record yet suddenly again they want to raise my rate on my card! It was supposed to be 10.99 fixed now they want 15.74 adj prime 14.99%! This is an outrage! Already when i paid off the last card they refused to give payoff amount so i sent them total bal;ance plus extra to cover that billing staemnets interest and I had a credit balance of 4 bucks then next month 2 billing cylces wow 31 interest change another of their famous scams!
This company doesn't deserve to be in business chase credit cards = Bai and Switch Scheme!!! I only have 900 bucks on my balance since i just payoff the card and only used to buy a new TV for the new house! I am opting out again and now i refuse to ever get another card with them or bank with them if this is what they do to good customers who always pay on time I hope they rot in hell!!!
I wont ever use any credit from them nor any mortgage products i dont care if everyother company is several points higher once a crooked scam operation stabs me in the back and reviels the true nature of the way trhe company operates they are scratched off my list of companies i'll do business with for life!!!
I didnt open account with them anyway they bought my accounts from wamu for the purpose of screwing more people over this is probably why circuit city went outa business because they would scam the customers there too with thier shoddy cards!
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