Here is how Cross Country Bank Gets the ball rolling when you open your account. Went back to all old statements. What I was faced to see was enough to make you sick.
Jan. 1998 opened account $350.00 limit
Charged by CCB $100.00 to open
Annual fee $ 50.00
CCB charged us $ 49.95 for Their product Auto Advantage?
CCB charged $ 69.00 process fee
We charged $ 80.00 not knowing of the auto advantage.
CCB charged us $ 34.86 for something Called CCPA?
Guess what over limit first month CCB charges $25.00 overlimit fee.in month # 1
Here is the really ugly part. We called CCB said we did not want this Autoadvantage or CCPA. Cross Country continued to charge overlimit fees, but did not credit those product charges back until May of 98. Then they credited those product charges back to the account, but not the overlimit fees. We had been charged. We were charged over limit fees every month for the next 22 months.
Here's how it added up over the 22 months Cross Country Bank Fees, Including overlimit, Credit line Increases, phone pay fees, automated account inquiries, Cash advance fees. Total fees over 22 mo. 1,020.07 (not Incl.interest) Total I paid in pymts 1,415.75
Total we actually charged 819.95
The fees exceed any amount charged.
Getting close to have paid them twice what we charged. Then add the interest. Do you think you need a cross country credit card to re-establish your credit. We closed this account over 15 months ago. It is really hard to pay these off. So think hard before you are willing to give your hard earned money to these thieves. Just imagine how much money I could have saved had I never accepted this Card. Please be smarter than we were. Without this type of card you will have more money in your pocket Than if you have this card in your pocket!!!
T
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