My mother had a credit card several years ago through Providian National, the card went into default when my father and her were unable to make the payments due to their health and age (she is now 78 almost 79 and Dad recently passed at the age of 78). When the card went into default it there was a balance owed of just over $6,000. Mom has now been sued and a lien was placed on her home for over $16,000.
The attorney who works for First Select Corporation (the collection for Providian) has sued her and refuses to discuss the case with me he simply states that my mother needs to come in and see him. His office is over 80 miles away and my mother is on oxygen, the trip just isn't possible. He has refused to accept a settlement on the original debt and will not send us an accounting of the debt to explain where the additional $10,000 came from. He also states that he is not help accountable by the Collection agency laws because he is not a collection agency, but an attorney.
Can you give us any advice?
Ashraela
the dalles, Oregon
U.S.A.
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