My husband and I were completely ripped off by emerge mastercard, as soon as they took over from providian my account went up $150.00 then every few months I would get charge late fees.
They added so many late fees that I ended up over the limit, I have paid every month more than the minimum balance yet somehow I'm still in the whole. I tried to call on several ocasions but I'm always on hold for 45 minutes at a time. The same exact thing has happen to my husband's card. I closed the accounts more than 2 yrs ago and I'm still not paid up. Please if someone could help to get this sraighten up, We are trying to buy a house and we have this problem hanging over our heads.
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