We have desperately been trying to payoff our Emerge account for several years now, but it is impossible to pay down the balance at 29.9% interest and any extra fees they decide to throw in. We have tried and "begged" them to work with us to help us pay down the balance. They are driving ...
This is the first I had seen about the increase in interest rates. What Providian had done to my account is to reduce my credit limit just prior to transferring the account to Emerge. As it was the Christmas season I was at my limit on the card. When they reduced the limit, with no prior ...
When Emerge took over the account, it switched from Visa to Mastercard so I cancelled the account. Frankly, I just wanted a Visa. My interest rate skyrocketed! In Addition, while still Providian, I was offered a special credit increase program. It virtually doubled my limit. I've never charged more ...
My wife and I had a Platinum Providian Visa with a limit of $8,500. This card (with Providian) was opened in the early 1990's and never had a late payment. We received a letter in the mail stating that the account had been transfered to eMerge Mastercard and that they were closing the account. I ...
My husband and I were completely ripped off by emerge mastercard, as soon as they took over from providian my account went up $150.00 then every few months I would get charge late fees. They added so many late fees that I ended up over the limit, I have paid every month more than the minimum ...
I had my Providin card for over a year when they switched to GetSmart. Then I remained with them for nearly another year. I made ontime payments and more than the intended payment, yet no credit increase or interest decrease. Late in they again switched companies, now to Emerge. Emerge canclled my ...