I have worked for USA credit (aka CMG marketing) for 1 year. Only in the last few months did I finally figure out that this "wonderful program" to rebuild credit is a rip off. The reps will tell you the card is reported every month to all teh credit bureaus even if you don't use it. Bull-shit. It's reports to ONE credit bearue, and thats only when you buy teh overpriced merchandise that takes months to ship, if you recieve it at all that is.
This company is money hungry. Reps get fired if they don't rebuttal you EIGHT times. They work off of commission, and teh company gives tehm a significant amount more if they hit their "goal".
And those "managers" you spoke with last if you took the card? They aren't managers, they just read through your info. The "real" managers are a bunch of 17 and 18 year old high school girls who wore tiny skirts before a promotion, and had absolutley no training or credit qualifications.
This company screws employees as much as they do customers. I left without giving a notice, and I'm interested in helping peopel with legitimate cause to take action against ths companies. I'm sorry they ripped you off, and I'm even sorrier it took me so long to find out what they were doing.
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