USA PLATINUM CREDIT called me and offered, or, ("PRE-APPROVED") me a "PLATINUM" credit line one evening about a week ago. I'd been looking for ways to re-establish my credit. But only if I had a bank account...
So, not realizing I would regret (instead of rejoice) an attempt to repair my credit, I anxiously gave all my personal info to the man on the other end. After the 20 minutes of Legal "DISCLAIMERS", we were closing the deal.
Finally, he ended with a note to watch the mail for my card which would arrive in 5-7 business days. Until today, that's what I've been doing. Not only do I feel like an idiot, I'm not looking forward to the processes I WILL BE TAKING to resolve this matter!
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