These 'debt collectors' (and I use the term loosely) are scam artists. Not only that, but they are IGNORANT. I had cancer a few years back and was unable to pay all of my bills. I declared bankruptcy, and was informed to not make any payments on my accounts until the bky was discharged. So, upon the FIRST contact with Alliance One after my bky, they indicated that they were going to start garnishing my wages. They never delivered paperwork to me indicating such, and in fact, when I called them up, I was told that 'Well THIS is your notification' by Mr. Eagan. Mr. Eegan was rude, and essentially said the SAME thing to me...'Well, i guess this should teach you your lesson huh?'
Well, since he was very threatening to me, I began making payments EVERY SINGLE week. Sometimes $200, sometimes $100 and at the very LEAST I gave them $40 a week to show that I was committed to making payments. I made payments for well over 2 months before I FINALLY got paperwork to garnish my wages, which indicates to me that they set me up to be garnished DURING the time I was still making payments. I agree that most of the people that work there haven't been there a long time (I heard that they have a huge turnover, pay bad, and are unethical) but the ones who have, stand behind the malicious, rude, and unethical practices of this company. I fully intend to file a complaint with the better business bureau and encourage anyone else with problems with them to do so as well. As far as 'Mr. Eagan' - I believe his name was Jim or John... I hope he goes to sleep at night feeling good about being such an evil person and knowing how many people hate him.
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