I was put into credit collection by Walmart not understand why when I was making payments to them every month. They had put into credit collection with Rubin and Rothman and then with another company at the same time. I had contact Walmart and they told me to continue making payments to that other company but when I looked at the bill they had one amount and Rubin and Rothman had a lowered amount, since I was making payments to them. I called Walmart again and told them that I will continue making payments to Rubin and Rothman whether they like it or not. So I stopped making payments for few months because they told me they will investigate the fact that I was still getting calls from the other company that Walmart put me into collections with. They fixed the problem.
Rubin and Rothman had agreed to $50.00 a month which I agreed because at the time it was the best thing to do since I had to take care of other debt's. A couple of months later I had a very rude representative of Rubin and Rothman contact me back saying that they don't want just $50.00 they want more a month. They found out that this credit card had a co-signer which was my daughter so they figured that I should make more payments, but my daughter was not living with me, she was just a co-signer so I can get the credit, the charges were mine and I wanted to pay them off. They didn't want $50.00 a month but I still made payments to them anyways. I kept getting there rude and unprofessional calls, telling me that they will garnish my wages. But at this time I only owed them around $300.00 because I kept making them the $50.00 payments but some how I owe them over $500.00 when I called them they said that the extra charges are fees and etc. Because I won't pay them what they want so everytime they file for court (I don't know what they are talking about because I never received notice) but that increased the amount. Who knows at this point because they are so unprofessional and there representative is very rude.
They froze my bank account and said that if I don't send them $200.00 they will not unfreeze my account. I had move to New Jersey and told them that I don't have the $200.00 available, but that my bank account has enough to cover it and I also told them that I have a little more in there but it's my sons money because he is also on that bank account. I told them that I contacted my bank and they need me to be there in person so I can take care of it, but I couldn't because I had started a new job and I just can't up and leave. Finally, a month or so later when I was able to get a weekend off I went back to Rochester and went to Summit bank so I can send them the $200.00 dollars. I called Rubin and Rothman and there rude representative told me that I had to give her more now because I waited to long and that she is not going to unfreeze my account unless I give her everything that's in my account, but I reminded them about the money that is mines and the money that belongs to my son but she said that she doesn't care.
They send me into Marshall's office so they collect the money, but at the same time they are calling me as well so I can send them the money, so at this point they are probably trying to rip me off again because I probably would pay them and they will not notify the marshall's office and then I will have to pay the Marshall's office as well.
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