Allen Adkins called and tried to get me to sign an agreed judgment for $10,000 representing Citibank. I asked her to define "Agreed Judgment". This would save me from going to court, she willingfully added. She stated my balance with them was $14,000 but they were going to settle with me and do a judgment for $10,000.
The conversation was confusing so I took notes because one time she said that was not really a "settlement" amount - they would contact me in 60 days with a settlement. So I wrote down $10,000 judgment would come in mail. I was willing to sign this even though I was very apprehensive to sign anything that wasn't settled in court.
When I received this in the mail, lo and behold, it says judgment amount is over $14,000. So basically they did not work with me at all or try to lower this even though we discussed that a lot of that 14,000 was fees and interest that needed to be negotiated.
Now I have to hire any attorney which I cannot afford. My chances are better to get a workable settlement in court even if I represent myself.
Oh by the way, isn't Citibank getting a huge bailout from our government? So GEEZ, these credit card companies are getting money from US TWICE! Through our taxes and our payments. The American citizens are screwed!!
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