Today, 17 Mar I spoke with both Eric and his manager Tony.
I received a collection letter that is trying to collect for a debt that they claim I owe to Verizon for service that was disconnected in January.
I've never had phone service with Verizon, I'm assuming that they are a good company, but I've never dealt with them. I've had Quest and T-mobile service for at least the past 10 years.
Neither person that I spoke with would actually answer any real questions. They continued to try to pry new information from me by asking, "how work was going?" and other leading questions. I kept telling them that I wasn't calling them to tell them my life story. I was calling them to find out how I could dispute this bill.
Both men tried to convince me to pay half a debt they claim I owe to Verizon. That way it wouldn't negatively affect my credit report.
The phone number is from Florida, I live in Denver, CO. Then they kept asking me things like "how long have you lived in Colorado" and "When did you move from Florida". I made the mistake of telling them that I had at one time lived in Florida (4 years ago). Then, all of a sudden, the dates that I had supposedly had service with Verizon changed to 6-4 years ago.
Regardless of the dates of service both men went on to state that I didn't need to sign an agreement or actually agree to have service connected at all in order for Verizon to claim that I had service and that I owed Verizon for that service. That makes no legal or common sense. I called T-mobile and verified with them that I had actually signed a contract for my phone service. I then asked them if I could sign up for a new line of service without signing a contract or any form that showed I was getting service. Their answer was "NO!" I then called Verizon and asked them the same questions; they answered the same as T-mobile. And I asked them if they could find something in their computer systems that showed that I actually had service with them. Again, after almost 15 minutes and several very nice people had researched it for me, they answered "No!".
So, this "SCAM AGENCY", wants you to believe that 1) You don't have to agree to have service for them to actually report it to the credit bureaus; 2) You are legally obligated to pay them for the debts they claim you owe 3) They don't have to prove that you owe the bill for which they are trying to collect, and 4) You must owe the bill because they said you do!
DO NOT SEND ANY MONEY TO THIS COMPANY. They are not a real collection agency. My really huge concern is how they even got the information about me that they did. I could tell that they were searching for information on me during the call, so please don't make the mistake and give them any information.
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