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Complaint / review / scam report
Bank of America
Interest Rate

Complaint / review text:
I took out a loan with Bank of America in April 2008, to consolidate

Some debt. These loans are called GoldOption line of credit, and

They charged me 15.99% interest rate. I did not want to accept this

High rate, but felt at the time I had no choice. I have payed on this

Account for almost 1 year, and have asked them 2 different times

If they would reduce the interest rate on this loan. I have payed

Them more than the payment and early each month. I have a

Credit rating of over 700, which means I have paid all my bills

On time. I am a senior and I want to pay this bill off as soon as

I can, that interest is more than half of my payment, even when

Paying over $100 extra each month. How can I get these people

To lower my interest rate to at least 10%? I need your help in dealing

With these people, they have only their own business concern and

Care nothing about their customer's. I know I accepted this rate,

But it's very discouraging to see the interest rate more than the

Payment to the balance of the loan. Do I need to file a complaint

Anywhere else? I appreciate your help in this matter.

This bank takes Federal money, but refuses to give any consideration

To it's customers.

Sincerely,

Carol J. Oyler

916-897-8654

921- Big Horn Blvd. #213

Elk Grove, Ca. 95758

Contact information:
Author: Contact with Author

Offender: Bank of America

Country: USA   State: California

Category: Business & Finance

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