When I learned I was going to be laid off, I applied through the Internet for a loan for people with bad credit, hoping to get enough to pay off some credit card bills and have a little cushion. A few days later, I received a call from a man who called himself Andrew Brenner (ext 306). He told me he had gotten me approved for $5,000. The contract was faxed to me and I signed it (stupidly) and sent it back. Then Mr. Brenner called me to make arrangements for the "collateral" payment. I was somewhat surprised, as I did not understand that in the contract. He explained it was an insurance policy because of my poor credit score. I was to send, via Money Gram, $930 to a Peggy Nash in Camrose Canada. Those funds were going to be applied to the first 8 payments of the loan. I did that and called Mr. Brenner back with the reference number. I then received a phone call the next day from a man calling himself Randy Connor, telling me that the lender was requiring an additional 8 payments up front.in actuality, that made me feel a little bit better about this, because I knew my credit history was bad and I was somewhat surprised that a loan was approved for me. I sent an additional $930 to the same person at the same address. Then, surprise, surprise, I received a call the next day from a man calling himself Michael Hawkins (ext 156), claiming to be Executive VP. The lender had pulled out of the deal, but through his hard work on my file, he was able to find another lender who would send me, within 4 hours, $10,000 with the upfront payment of an additional $1800. I finally wised up. I confronted him on this being a scam. He got very biligerant and told me that I did not "appreciate" all of the work he had done on my file. He told me that Beacon was filing a lawsuit against the lender who had pulled out of my deal and I was going to be compensated. He said the lender did not want to refund my monies until after the lawsuit was settled, 2-3 years down the road. But, he told me, he was going to send me my refund on December 29. After more back and forth conversation, wherein he was very rude and kept saying I did not appreciate his hard work, etc., he said he was going to withdraw the refund offer on December 29, and I could wait until the lawsuit was settled for my money. I told him to just refund my money on the 29th and close my file. He then had the nerve to tell me that he would keep my file open, giving me the opportunity to call them back to agree to the $10,000 loan.in the meantime, they have banking information, which I have closed the account and they can send me a check, (Yea, right -)
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