A few weeks ago, I went to my bank to get some cash to go to the grocery store. I asked the teller if I could have my account balance. She gave it to me and to my HORROR, it was over $8000.00 overdrawn! I asked the teller what was going on, She had no idea and referred me to the CSR... She tapped a few buttons on her computer, wrote down a phone number and told me to call the number. I asked what number it was and the CSR said rather rudely, that it was for Cohen & Slamowitz a law firm. I was like ummm ok. The CSR would not give me any further information. Like it was top secret... This is MY money we're dealing with here I want answers... I contacted the firm and informed them that this debt was not mine. They told me that the burden of proving whos it is was my responsibility and they told me it was for a credit card I had quite a few years ago and that the freeze on my bank account was legit. I told them that I was never served or notified about this and they told me that someone served me at my apartment. Which is not true as the date i was told I was served was on a SUNDAY! Lies!!! I further inquired if they had a name of the person who accepted the notice... Suprise, suprise, they had no name on file but, a rather vague discription of just about any male of hispanic decent (which I am not, nor were there any living in the apartment complex at the time). SO, who exactly did they serve? I have yet to get to the court and file an order to show cause and obtain the affidavit of service they claim they did however, its a little difficult when you have no mode of transport and the court is an hours car drive away!
Bottom line is, this "law firm" (and i use the term very loosly) apparently is a habitual offender of Fair Debt Collection Practices Act.
Its absolutely appalling that this firm can lock a bank account with absolutely no notification what is so ever and financially cripple people. As of this moment, I have Zero dollars to my name, lost a job because I could not pay the car insurance, on the verge of being thrown out of my home, and almost no food in the pantry.
These people need to be stopped!!!
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