Through an credit alert I found an account had been opened in my name with Citibank, and with Spectrum CBSD; neither of which I had requested. When I called Citibank, they said they had no account in my name despite I had aan account number to give them. I felt especially warm & fuzzy when they asked for my SSN.
I have never heard of Spctrum before this. Apparently they don't work on Saturdays. I don't know where to go from here, other than writing a letter to these agencies, as well as to all the credit-reporting agencies.
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