I answered a radio ad for a 'free' listing of foreclosed homes in my area. The agent said it cost $9.95 for shipping, I had 10 days to cancel or I'd be charged an additional $29.95. I thought he was repeating himself, but now realize he was telling me I was being charged for two different entities - Foreclosure Agency and Foreclosure Finance. Very deceptive script.
I received a small packet in the mail about 9 days later, and after looking at it, decided it was a ripoff and tried to call on the 10th day, a Saturday, and they were not open. When I finally got through to them on Monday, I was told I could cancel but they already charged me the monthly fees and I could not get a refund because I needed to call 'way before the 10 days is up'.
I went online to my credit card statement and found out they charged two $9.95 fees and there were two pending $29.95 charges. My credit card company said there was nothing they could do because I agreed to the terms, but I could file a dispute of charges.
Beware of these scam artists. Total charges for a so called 'free list - $79.80. Now I see that they are part of a larger network of fraudulent entities: Bargain Network, Easy Saver, American Bargain Network, American Leisure, EMI encore Marketing International.
These crooks just rip people off, and change their name and location when things get hot. They never seem to get prosecuted, just a slap on the wrist at the most.
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