Complaint / Review
United American Insurance
Rip off of employees and money from clients

United American Insurance is a scam they have people sell insurance that is not what it seems. It pays less than benifits than the brochures say. They down grade the whole life policies and say house hold has max premium can have but still keep all premium that agent sells on.

I had $800 dollars in premium for policies they kept all and said my family could only handle $150 a month then cancelled all policies because of a returned check and charged the agent for that cacellation. When asked for premium return they said is agents responsiblity. THen they took out another monthly premium for $54 on a cancelled life policy.

When asked for number to file complaint and get premiums back i was told to go to websight and file complaint or call home offices.

United American issued policies not the Agent and United American cashed the checks not the Agent. So united american owes permiums back not the Agent who was suckered into working for them with promise of leads and reliable and strong company that could write up to a $2000000 dollar life policy but all the polices he did got down graded to like $25 a month.

I have filed a complaint with the DOI in Nevada and am looking for other who have had same problem to file a class action lawsuit against United American and Torchmark INC. They have other companies Glob Life, AIL, LIberty National, UA and severa other Names they go by.