I was in a financial bind a while back. Against my better judgement I decided to take out a payday loan. It really helped me alot (at that moment). Well, I couldn't afford to just pay it off of course since I neede to borrow the money in the first place. So I had to pay it off and take it right back out again. I did this for a course of several months and then my bills started to see the effect of that. So I just started making the minimum payment. Then they hit me with the BOOM after I made 3 payments I owed them just about as much as I borrowed like I haven't made any payments at all. Well, needless to say I couldnt' afford to just give them the $400.00. I asked them if they could just wait until next pay day? They said no of course and deposited the check. Well it bounced of course now my account is screwed plus they have tacked on their fees. They deposited my check for the WHOLE week! Now I really can't pay you they racked up all these fees on me and so had my bank. Then they wanted me to make 2 payments I said how about 3 they said no. Started saying why did I get this loan if I couldn't pay it. Did I think this was free money etc etc. Finally I just hung up! I tried to make arrangements I know I could do at that time, it was not that far fetched for them to accept 3 payments instead of 2. It was still on my mind but I had jsut said well forget it then that's all I can do. Well, the phone calls started and so did the deposits in my account and the fees. Now this last time someone wanted the name of and phone number of my employer unless I agree to pay $400 and forget about the fees. These people are just crazy.
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