Received a letter from RJM Acquisition Funding LLC stating I owed Montgomery Ward money. I was offered 4 option to repay.
1. Settle for $3287.78 discount savings 75% save $7671.49
2. Settle for $5479.63 discount savings 50% payable at $75.00 per month
3. Settle for $7123.52 discount savings 35% payable at $40.00 per month
4. If you cannot take advantage of opportunity #1 #2 or #3 RJM is pleased to accept $20.00 per month until balance due of $10959.27 is paid.
You have within 30 days of receipt of the dunning notice to reply.
I replied with a letter Debt Collection Dispute Letter.
Disputing the debt owed and requested verification of the debt or copy of a judgement, or name and address of the orignal creditor. I sent the letter certified mail for insurance they received my dispute letter.
At this writting (Sep. 30th) I have not recieved the requested information. Also states have a statue of limitation a debt can be collected. You can find this information for your state on the internet type in fair debt collection.com.
I hope this will help don't let these Junk Debt Collectors try to collect money you don't owe.
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