Over a year ago my spouse and I started a small business for children because we could not afford to raise our family without an extra source of income. We trained and became clowns we invested money and a lot of time into this to make money and unfortunately we are soon going to be closed due to scams that we have uncovered from certain companies like Wells Fargo.
Having a business no matter how small means you are almost forced to have a checking account separate and for the business only. In the past we have had parents order us as clowns and write us bad checks. We put them into the bank and they bounce and we are charged fees. So we don't get paid for our service and we still are forced to pay the bank fees on the bounced check. The worst part on something like this is the bank can see that the people have bounced there checks and don't even call you to let you know that this has happened so when you go to the gas station and use your debt card on your gas for 20 dollars and then walk inside to get your soda again with the debt card you have just been charged 70 dollars for less than that on a transaction. This weekend we had a check we were worried about cashing we thought we would just take it into the bank and ask. We really shouldn't have waited because this morning I checked my account and was charged 350 dollars for spending 100.
I think it is ridiculous how anyone can charge you 35 dollars 10 times in one day without calling you or cutting you off. We are negative so much money in our account I truly don't know how I'm going to feed my children this week.
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