I am still trying to figure out how I had a balance of $37 and 3 transactions of $29, $4.25 and $10.59 and ended up with 3 overdraft fees. I seemed like I would have been able to cover at least one of these and only been charged the 2 fees. What I was told is as follows:
On the first day the $10.59 was "Pending" bring the acount to $26.41 then the $29 hit and the first overdraft fee was assessed, the next day the $4.25 came through and the second fee was charged, the third day (and here is where it gets interesting) the $10.59 "Posted" and a third charge was assessed.
I was told that anytime that your balance is negative and an amount is posted you are charged. My confusion though is that they pulled the money for the $10.59 on the first day which caused the $29 to be hit with the overdraft fee (which I can understand), but when the $10.59 was posted no money would be pulled out as it had already been pulled, but I am assessed with another fee?
Can anyone explain this to me more clearly? I was hit with a total of $91 in fees ($25, $33, $33) and am disputing only one of them.
0 comments