I started out with 0% rate and less than 3months ago the company raised my interest rate to 31% this is predatory lending. I tried sending letters and speaking with someone and all I get is poor customer service. The company has jack the price up so high that i cant afford to meet minimum payments. They are unreasonable they ask for my bank information routing information when i decline Joe Dellosa started screaming in the phone. They call my job every day which is not my business. I asked them to stop and he stated he will keep calling. I did consolidation credit he told me that doesn't work and they don't honor that he continue to call. I cant pay 400 a month for a credit card. I ask the company to call my house and not my job because i will get fired it didn't matter because continues to call everyday.
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