Hello,
On January I went to my ebay and look into real estate, and I am very interested buying a house. Since I never done it before and I just had move back recently to United States so I always think that my credit not good enough.
So I found this great house in Houston, and start make a bid on it, and I won. (ebay member names " highestdownpaymentwins ") So I started to contact the seller, and even the next day I went to the bank to make a deposit $1000, as the guaranteed.
On Feb I went to see Ricky on property, to Give him my down payment and other fees of $10,206.94. We exchange check with the keys and all the paperworks that need to be sign by him. I stayed a couple days at the house and return home. But the funny thing there is a man that working on the yard, Rickey introduce me as the person who I need to talk to regarding the refrigerator at home that need to be remove, but I said to Ricky why don't I buy it from him. I did spoke to him and make a deal and paid the fridge with my check. (I found it later this guy Mr. X is the owner of the house NOT Rickey Benns).
To cut the story short, from March thru April I made my payment thru Evergreen Note Servicing. During this payment... I always email Rickey Benns to ask him again about my Deed Of Trust, and Why the property still under Westminster Village Drive Land Trust and the owner address still under Ricky Benns address. And by Feb I went again to Harris County Appraisal District and find that the house went under my name. (Happy but still confuse).
While I had this issue with Rickey Benns, the owner (Mr. X) keep trying to contact me, email or phone call, to let me know this Rickey Benns is a crook. I spoke to Mr. X a couple times and the story Mr. X told me sound right. Little that I know, I did contact Rickey by email again... He always told me ignored these Mr. X. Rickey always said that Mr. X doesn't have the house anymore. Everything for one year make me sad and confused.
March Mr. X the owner finally gave me a letter thru my neighbor to make sure I received it. It is the letter from Morgage Company, stated that payment March and April was not yet receive by morgage company, and the house will be foreclosure. From that moment, I did contact Mr. X again and make kind of arrangement and try my best to catch up on 2 months late payment.
April was my last payment with Evergreen and May started to pay the morgage directly to the morgage company myself.
I have all the paperworks documented, all copies, bank statement and copy of check... I am on it. Lets get Rickey Benns to court so we can have our happiness back.
Thank you Mr. X for this website so I can report this scam and crook and put Rickey Benns to jail.
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