Basically, as the story you have on your home page. I first had these people calling and harassing my my mother trying to find me, due to that's the number on file. I spoke to a woman, who was rather nice but explaining I was being sue for some odd amount from a charged off Previdian credit card from 9 years ago.
I was then transfered to another woman after I indicated I was considering bankruptcy for errors on my credit report, and other problems that may or may not be to my doing.
The second woman got really hostile then stating they were going to place fraud charges on me, dig into my personal information to find assests and/or garnish my wages, and be sued.
With in 72 hours a Mr. Evans is in charge of my case and is with Grand Noble and Asc.
He wanted physical proof from 9 years ago of the actual balance, now the 'owed' amount is almost $3,000.
At last glance of my credit report from 4 years ago a due balance was not more than $300 an was charged off.
Even today, I recieved a message on my voicemail, indicating they are wanting this physical proof and a closure of this case for $500.
Previously I had disputed their varying dollar amount and recall, if i can remember from that long ago, it was actually a balance of barely $100, with the other fees late fees etc.
I only had the card for two months and dropped it after noticing the interest rates.
But they too, are threatening to sue me, and have fraud charges placed upon me.
Ironically, a college in Texas I attended and placed a student loan notified me that someone had requested my personal school and financial records from there and said I had a standing student loan. That was paid off and closed 4 years ago. They were rather confused to the source.
Just what scam are these people playing and how can it be stopped. My credit isn't seeming to renew as others every 7-10 years. Mine has been destroyed by various sources and people are praying on that!!
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