Warning to all especially to Bally Fitness Gym members. Orchard Bank aka Household Credit Services calling you on the phone. They Identify themselves as a partner of Bally and tells you that they have a special deal exclusive to members who had financing for the membership. They claim you will save $ 200 by having them pay off the loan. But the truth is, they charge you 18.9% APR.
There are also lots of vague charges but the worst part is that they fail to send some of the bills. And if you forget about the payment, they'll slap you with $29 late payment charge not to mention the arrogant and sarcastic phone billing collector.
By the way, they also have a horrible customer service. You have to call and pay for long distance for billing inquiries and you need to wait for hours just to speak to a billing personnel.
So what did i get? Much higher apr, more money out from
My pocket, horrendous experience with them!!!
May god bless their souls!!!
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