They tell you your 350 is allowed to be refunded in full but keep it. I was approved I had given then a signed purchase agreement with no seller concessions. But when it came time to close they wanted 3300 more to close they told me to talk to realtor 10 days after original loan was to close and told me to have the house marked up 5000 more and I could close. Stay away unless you want to jump through fire hoops. I will recommend or tell anyone to use quicken loans because they gave realtor an loan approval letter stating my loan was as good as gold now I’m out 350. They don’t answer calls or return phone calls and keep you at stage 3.
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