My problem with 5/3 bank is that my vehicle payment book states to pay a certain amount by the due date and then add 20.00 to the payment if made after the due date. If this is true then why does 5/3 add other delinquency charges in addition to the late charge. It seems to me this should be conveyed to the consumer up front. I did not choose to go through 5/3 for this loan and will certainly never do business with 5/3 in the future. I received a call today from RAB stating I owed a certain amount which was two payments plus late fees. I found out that one of these payments was not even due yet. How can a payment be turned over for collection before it is due. To me, this is a very unprofessional business practice and should be stopped immediately. Also, I would think that 5/3 would want to know of the rude and unprofessional behavior of the agency that is contracted to collect on delinquent accounts.
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