Ray Miller and Federal Grant Advisors are a bunch of crooks. They hide their deceptive wordings and then after they send you this $1.95 worthless cd, they start hitting your bank account for $49.50 a month. When you call they tell you they will credit your for $25 dollars.
After they have gotten a couple of hundred bucks. When I told them I wanted all my money back the girl that I was talking to told me to "you can forget it". I told her that I was writing a "Rip Off Repot" and contacting the BBB she laughed and told me to do what I wanted to do. Don't be scammed by these crooks.
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