I wish I knew about this site in 2006 when I was also taken in by HFC on a personal loan. They sent me a check for about $3,200 and when I phoned to verify it was a real loan offer, they talked me into coming in for a lower interest rate. Mistake number 2 as when I got there I was told in order to get the lower rate I needed to take out more money. When I explained that my husband would be on unemployment soon, I was told that this could help hold me over. What a mistake this has been. My belief is they prey on people with low or poor credit knowing these people can't afford to pay the loan back, then they sue you for the money. Never trust this company or it's predatory lending practices. I'm just glad I did not get a mortgage with these people.
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