I am a single mother w/two small children. I have had to get two and three jobs to pay the bills. At times I have enough to pay a little extra on this nightmare. I fill out the payment coupon w/the additional pricipal-I've learned that it doesn't work w/o doing so.
For about three of four months that worked, but they got tired of messing w/me, and no longer accept additional payments. They are now marked down as interest payments.
Can they really do that?
Joseph
Cullowhee, North Carolina
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