I get a letter from this this so called law office telling me that I owe a debt. Now, I can't be sure it isn't mine, but what I do know is that its not on my credit report meaning 7 years has past. What I want to know is, how do I find out when the SOL started so that I would know if its past the SOL? Also, I moved from a state that had a SOL of 5 years to a state that has an SOL of 4 years. I don't understand what that means. Because I moved, does that mean that the time stops and therefore if I moved 3 years into the 5 years that the SOL hasn't passed? I am a little afraid to send a debt validation letter as it states that if I do, the will validate the debt and also seek a judgment. How can they do that if I am just asking for them to validate it? Any help would be appreciated!
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