A couple years ago I received a notice on my apartment door stating my belongings would be auctioned off if I didn't pay the law office who is collecting a debt for a credit card company.
Knowing that I had many credit cards in the past and being afraid of my belongings being sold, I started making payments. After I moved, I started going through old credit card statements and could not find anything for the company Colavecchi represented, so I stopped making payments.
I then get a notice stating a judgment was going to be placed against me if I didn't pay. After receiving this notice I sent a dispute letter requesting validation of the debt including signed documentation.
The law office responded by stating I should obtain an attorney. I then responded by telling them I was not refusing to pay, but I wanted to know what I was paying for and if it is actually my debt.
I also filed a complaint with the PA Attorney General's office, and nothing was resolved.
I don't know if the law office has actually placed the judgment against me yet, but I want to make sure they don't.
I know that I shouldn't have made payments, but I was afraid. Can anyone give me any info as to what my next step should be?
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