I have got my first bill from my card. They charged me for a fast card delivery when I did not ask for it. They want to charge me 15.00 to talk to a person. I think this card is a reap off so be very careful when you apply. I am going to cut it up and send it back. Again do not apply for this card. I read every fine print and there was nothing saying I would be charged 29.99 for a fast card and I never ask for a rush on it.
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