I received a letter from National Action Financial Services. They were trying to attempt to collect a debt that was not valid.in California if a debt is older than 4 years old, the debt is no longer valid and any attempt to collect the debt is considered fraud.
I wrote them disputing the debt. Also, I wrote the California Attorney General about them. Asking them why they are allowing this fraudulent company from continuing to attempt to collect old debts.
They also checked my credit with my written authorization. They are only allowed to check my credit with my authorization or with a valid reason to do so. Since this fraudulent company knows that the debt is not valid, and since they did not obtain my written authorization, they can go to jail up to 5 years in prison for illegally checking my credit.
I am suing them in small claims court.
I hope they go to jail for illegally checking my credit.
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