Stay away from credit one bank. They practice predatory lending. They charge $7.95 for a direct checking payment while there's no charge for the mail-in payment but they purpose this becuase when you do send in the payment by mail a week and a half in advance as I did, they CLAIM to receive it late and then proceed to charge you a beyond excessive late fee charge. They held my check and deposited it only after the due date. They are very DISHONEST! Stay far way!
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