This is a scam! The same thing happened to me. They contacted me on my cell phone offering me a Visa card with a credit limit of $2,000.00. Didn't state that it was a merchandise Visa credit card to shop from their catalog until I received the final authoization form to release the card via fax.
I then sent them the information back via email informing them that I wanted to cancel due to falsified information. I never heard back from the company.
However, thank God my bank felt responsible (because I never authorized the transaction to be deducted from my account) and the fraud division put a freeze on my account until my direct deposit came in and closed that account. I had to open up a new account. The bank informed me that several banks were having problems with Ameritrust Financial with the same scams. This is so unbelievable how the government can allow this company to stay in business!
I was one of the fortunate people; my bank credited my account within 21 days so I got my $200.00 back.
THIS A LESSON TO EVERYONE, IF IT SOUNDS TOO GOOD TO BE TRUE, IT PROBABLY IS! Never give out important information over the phone or on-line.
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