I haven't actually been ripped off here. I was smart enough to realize that there wasn't enough information provided. Such as an actual physical address, website, nor a phone number. Nothing explaining the program/membership etc. No contact information at all. I am concerned though that people such as my adult, but young and naive children could be fooled by such a program. I almost considered it myself, but noticed I couldn't get answers to any questions. Younger persons may not be as inquisitive, or realize what they need to find out before applying for a credit card.
Anyway, I hope that this help prevent some others from making a mistake and being ripped off by a company such as this.
What is scary is that they could care less. Imagine $49 times any number and you will soon realize they are still ahead and then too they have accessed your personal information, such as social security numbers, address and phone number.
Please be wise when applying for such things.
Kate
Coralville, Iowa
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