I was contacted by this law firm/collection agency saying I owed them $1,400 on behalf of a creditor that I knew I owed money to. I didn't dispute that I owed money but I did question the amount owed but since I couldn't find my old statements from that account (lost them when I moved), I wasn't really in a position to fight the amount. When I told them that I couldn't pay the $1,400 up front at the time they wanted it, the girl I was working with got very nasty and told me I should go ask family members to borrow the money from so the account could be paid and closed. I told them that no one in my family had that kind of money to loan out. I asked them if they would put me on a payment plan. That was flat out 'no'. They then asked me how much money I could come up with and I told them $900 at best. She had to take it back to her supervisor and would get back to me. After a day she called me back and said that they would accept the $900 but it had to be paid by Friday (she called me back on the Thursday before). I told her that I could pay $500 by Friday but the other $400 would have to be paid the following Thursday because I was going to borrow that money from my Dad when he got paid. She talked with her supervisor and that deal was agreed upon. On Friday I called to make payment arrangements for the $500 and she said she needed the full $900 or else 'the deal' was off. So I had my Dad call and the lady got very, very nasty with him and told him it was $900 right then and there on the phone or else it was going back up to the $1,400.00 and my bank accounts would be frozen until they got their money. Needless to say, we couldn't pay the $900 on the spot so by Wednesday of the next week my account was frozen and still is to this day because they won't work with me on getting this debt paid off.
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