I was just called by a party who identified themselves as "Cross Country Bank from Boca Raton, FL." between the hour of 2pm-2:15pm on Oct. 21 at my home. They asked for me stating my name. I said yes and gave them my full name. They said yes and that they would like to settle my account with them. They mentioned something about $600.00 that I owed them.
I interupted them and explained to them that I never had an account with them. She then gave me the last 4 digits of a visa card number (which I forgot) so I could identify the card. I told her I didn't own such a card with that number. She, a woman informed me they would settle for a lesser amount and I said I wouldn't as I didn't have an account with them.
Her statement was that she was going to file a report with the credit bureau for non payment. I can't remember precisely as I was very angry as she insisted I owed them money, and that was going to give me a bad credit rating. I told them again I didn't owe them any money. She then told me this report will be filed and it will appear on my credit rating. When I asked her for her name as I wanted to file a complaint. This is when she hung up on me.
John
bayside, New York
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