I recently applied for a loan through fairwaylending.org. At the time that I applied, I was unaware that they were scam site. It wasn't until I found other victims sharing their stories on usacomplaints.com that I realized that I was being scammed. Currently I am awaiting for my supposed refund for the 15th of February. I received a message on my voicemail from Mark Spears, informing me that I was approved for a $30,000 loan. Naturally, I got excited and said 'WOW this is great!'. I then proceeded to give Mr. Spears a call back. After talking to him, he advised me to send 2,203.20 dollars in order to show/convey 'good faith' in my loan. Of course, I didn't have the money at the time so he told me to give him a call back after I had gathered the money. I thought to myself 'Hmm, this sounds kinda like it's too good to be true!'. Mark faxed documentation that he said I needed to sign and fax back to him. I then went to wal-mart and sent a $2,203.20 moneygram, not to a company, but to a person in Canada. According to Mark, the money should have been deposited into my bank account the next business day after sending the money. Well, the money was not deposited into my bank account so I decided to call Mark back the next day. I asked mark why the money was not deposited into my account. Mark spears then transferred me to Terry Finkle, which was the financial manager. After speaking to Mr. Finkle he said that something was wrong with my loan and that I had 2 options. 1. Get a refund for the full amount. 2. Send another 2,203.20 for collateral due to my bad credit. I thought to myself 'something is definetly going on'. Upon further research i decided to send another 2,203.20 to canada. And again i was promised the loan in 24 hours that never showed. When i called again mr. Finkle said the loan had fallen threw and i could send him more money for a bigger loan I then demanded a refund. Mr. Finkle faxed me a recipt and said the money would be refunded on Feb. 15 GREAT, it seems like these people are really scammers. But the good thing is, sooner or later they are going to get caught. All I want to say is if they do not have my money by the 15th, then I will proceed with legal action. $4,406.40 may seem like a trivial amount, but It can be used to buy food, pay rent, pay gas and also be used to catch up on bills that you're behind on. I just can't believe that they have a heart to scam a person that way, specially if you're really in need, and have people that you need to support.
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