I received two packages in the mail from two separate companies on the same day. I did not order either of these two products. On the same exact day I receive a confirmation letter of signing up for the ID Watchdog services, yet another service I did not sign up for. I called the two companies the products arrived from and the orders had been made from a previously closed credit card in my name. I called ID watchdog to also cancel the fraudulent order and they then proceeded to tell me the thief had opened a credit line with my info. And my ssn # with First Platinum for $7500 in credit and with an option of $1500 of a cash advance. They gave me the number of the First Platinum Credit Company which is supposedly a online credit order catalog company. I called them and they closed my account that I never opened and promised to have someone from their "fraud" department call me in 2 days. No one ever called.
4 days later I receive yet another ID Watchdog letter thanking me for signing up for the credit scam. These two companies are working together. And, if they also conveniently had false products sent to my address with a previously closed credit card I'll never know. Either way too many things do not add up.
Please stay far away from this company and if you have had to deal with them be very aware and protect yourself. Look up your credit report. Put yourself on the credit fraud list.
You have the right to ask that nationwide consumer credit reporting companies place "fraud alerts" in your file to let potential creditors and others know that you may be a victim of identity theft.
A fraud alert can make it more difficult for someone to get credit in your name because it tells creditors to follow certain procedures to protect you. It also may delay your ability to obtain credit. You may place a fraud alert in your file by calling just one of the three nationwide consumer credit reporting companies. As soon as that agency processes your fraud alert, it will notify the other two, which then also must place fraud alerts in your file.
* Equifax: 1-877-576-5734; www.equifax.com
* Experian: 1-888-397-3742; www.experian.com/fraud
* TransUnion: 1-800-680-7289; www.transunion.com
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