First and foremost. I have good creit reports, and pay my bills on time. I also subscribe and receive from Experian monthly updates to include all 3 national credit bureaus. I received an alert the other day 1-10-08 and found an inquiry at Trans Union from a company named ALW Sourcing. I called Experian and was advised to contact Trans Union directly and find out who authorized this credit inquiry. Not being an expert, I found out that they made a "Hard Inquiry" which effects your credit score. I explaned to the representative from TransUnion that this inquiry was not authorized by me, written or verbal. There response, we can't do anything about this, contact the company directly.
Went online to search this company out and came across your website. My eyes were opened by the number of complaints about NCO and ALW and their illegal practices.
Went to the fcc website/consumer complaints and files a report to include past government fines illegal practices. It is apparent that this company is ruthless. Today 1-16-08 I received a reply from the FCC, and bascially the response didn't resolve a thing, just explains your rights.
I have no idea as to why they are targeting me, but I will not allow these people to harass me and ruin my good credit. Any help in handling this problem in a professional way would be greatly appreciated.
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