On dec 12 i received a phone call from jacob parker who stated that he was with fidelity lending group. Jacob states that i had been approved for the 6,000 loan that i had applied for on line with his company. At first i did not just say yes i asked fact finding questiions because i have been scammed before. After 2 days i called jacob back at the number he provide he faxed me a loan contract with the terms and conditions and advised me that due to my credit that i would have to send collateral of 1,062.88 in order to secure the loan. At that time i did not have the funds and advised jacob of this he advised me that this collateral would also cover me for 4 of my mnthly paymnets and no payment would be due until may 1. Once i came up with the funds i contacted jacob and was advised to send a money graham from my local walmart store the receivers name was lisa davis and the address was in canada. I was alo told by jacob that once i send the money graham to call him with the reference number and at that point the funds would be transfered into my bank accnt.
Well 24 hrs went byy no money deposited in accnt so i called jacob back at this point jacob stated that he does not know why money not in my account and that he processes the loan the file goes to his manager and that he will check with manager to see what has happened. About 20 min later i received a call from a man named allen white he stated that my file was now with him and that after my loan was assessed the lender is requesting another collateral of 1,062.88 i advised allen that this was rediculous and if i had this kind of money i would not be asking for a loan. Allen stated that per the contract the lender can ask for more money.
Allen apologized and advised me that if i sent 763.00 that he could credit the rest towards my account so i agreed only because i was in a serious financial rut and this loan would have took me completely out of that situation. After i sent the money i called allen was told that the funds would be in accnt on 12/24 by 5:00pm no money posted i then began to get upset and contacted allen i left a message for him rcvd a call back and was advsd that the lender has backed out and that i would receive a full refund on 01/14 into my accnt i have not yet received this money and i will not stop until i get the money or these scammed artist are punished
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